Esto Installment payment

ESTO installment - do not want to pay the full amount at once? Pay in installments!

Use when paying for products or services just ESTO installment payment - the cheapest, most convenient and fastest installment link in Estonia!

Add the products to the shopping cart, confirm your order and choose the ESTO installment link from the payment methods. When paying, select the appropriate period, the size of the monthly installment and conveniently sign digitally using an ID card, Smart-ID or Mobile-ID.

ESTO installment payment is an extremely fast and convenient payment solution that helps you to create a payment schedule based on the period you have chosen, ie to pay in installments. This payment solution makes a credit decision in real time and helps you make a purchase in less than 60 seconds.

ATTENTION! Each installment is a financial obligation. Before concluding an installment agreement, familiarize yourself with the terms of the respective service and, if necessary, consult an expert.

ESTO 's installment provider is are you (reg. code 14180709).

The terms of the ESTO installment payment until 01.11.2022 are as follows:

  • Interest 0% (from the 7th month 9.9% interest is added)
  • Contract fee €0
  • Period up to 5 years

All citizens of the Republic of Estonia aged 18-70 can apply for an ESTO installment. ESTO installments can also be processed quickly and conveniently for legal entities.

Every financial decision involves risks and obligations, so we ask you to think carefully about the need to consume loan products. For example, for a loan amount of 799 euros with a fixed interest rate of 24% per annum for 9.90 months and a contract fee of 0 euros, the credit cost rate is 39.88%, the monthly payment is 44.12 euros and the total amount repayable by the consumer is 957.12 euros. The installment is a financial obligation and before making a decision, thoroughly read the terms and conditions of the contract and, if necessary, consult an employee of ESTO AS or another expert.